Our Loan Products

Discover our comprehensive range of housing finance solutions tailored to your needs

Tailored Financial Solutions

At Unico Housing Finance, we understand that every housing journey is unique. Our diverse loan products are designed to address various housing finance needs, whether you're buying your first home, renovating your existing property, or refinancing your current loan.

15+
Years of Experience
50K+
Happy Customers
₹5B+
Loan Value Disbursed
Tailored Financial Solutions
Primary Housing Solution

Home Purchase Loans

Realize your dream of homeownership with our comprehensive home purchase loans. Whether you're looking to buy a new property or a resale home, our flexible financing options are designed to suit your budget and requirements.

Interest Rate

Competitive Interest Rates

Starting from 8.50% p.a.

Loan Amount

Flexible Loan Amount

Up to 85% of property value

Tenure

Extended Tenure

Up to 30 years repayment period

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Home Purchase Loan
Home Renovation Loan
Property Enhancement

Home Renovation Loans

Transform your current residence with our home renovation loans. Whether you're looking to update your kitchen, add a new room, or completely remodel your space, our renovation financing provides the support you need.

Interest Rate

Affordable Rates

Starting from 9.00% p.a.

Loan Amount

Adequate Financing

Up to 75% of renovation cost

Tenure

Flexible Tenure

Up to 15 years repayment period

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Secondary Market Solutions

Resale Home Loans

Our resale home loans are specifically designed for purchasing pre-owned properties. We offer competitive rates, flexible terms, and a streamlined approval process to help you secure your dream home in the secondary market.

Interest Rate

Market-Friendly Rates

Starting from 8.75% p.a.

Loan Amount

Higher Loan Value

Up to 80% of property value

Tenure

Comfortable Tenure

Up to 25 years repayment period

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Resale Home Loan
Loan Refinancing
Financial Restructuring

Loan Refinancing

Optimize your existing home loan with our refinancing options. Transfer your current loan to Unico Housing Finance to benefit from lower interest rates, extended tenure, or reduced EMIs, enhancing your financial flexibility.

Interest Rate

Reduced Interest Rates

Starting from 8.25% p.a.

Processing Fee

Minimal Processing Fee

As low as 0.5% of loan amount

Top-up

Additional Top-up Option

Up to 20% of property value

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Inclusive Housing Finance

Small Housing Loans

We believe everyone deserves a place to call home. Our small housing loans are designed specifically for lower-income segments, first-time homebuyers, and those looking for affordable housing solutions with minimal documentation.

Interest Rate

Subsidized Rates

Starting from 7.90% p.a.

Loan Amount

Affordable Loan Amounts

From ₹300,000 to ₹2,500,000

Documentation

Simplified Documentation

Minimal paperwork required

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Small Housing Loan

Loan Calculator

Estimate your monthly payments and plan your finances effectively

₹500,000 ₹2,000,000 ₹10,000,000
7% 9% 15%
5 years 20 years 30 years

Your Estimated Monthly Payment

₹17,995
Total Principal ₹2,000,000
Total Interest ₹2,318,800
Total Amount ₹4,318,800
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